Bank of America vs Goldman Sachs Group: Business Model & Financial Comparison 2026
Bank of America · Financial Services / Banks - Diversified·Goldman Sachs Group · Financial Services / Capital Markets
Financial Comparison
| Metric | BACBank of America | GSGoldman Sachs Group |
|---|---|---|
| Market Cap | $341.17B | $234.61B |
| Revenue (TTM) | $107.42B | $59.40B |
| Revenue Growth | 7.2% | 15.2% |
| Gross Margin | 0.0% | 82.9% |
| Operating Margin | 41.6% | 38.3% |
| Net Margin | 28.4% | 28.9% |
| Return on Equity | 10.2% | 13.9% |
| P/E (Trailing) | 12.3x | 15.2x |
| P/E (Forward) | 9.4x | 12.0x |
| Free Cash Flow | N/A | N/A |
| Cash | $770.16B | $996.63B |
| Total Debt | $767.07B | $747.58B |
Data sourced from Yahoo Finance. Green highlights indicate better performance for that metric. Use the interactive tool for real-time data.
Business Model Comparison
Bank of America
Bank of America Corporation stands as a leading company in Financial Services. Generating $107.42 billion in annual revenue (growing 7.2% year-over-year) and carrying a market capitalization of $363.74 billion, the company has cemented its position as a foundational player in the global Banks - Diversified landscape. Under the leadership of its leadership team, Bank of America Corporation continues to execute on a multi-year strategic vision that…
Full Bank of America analysis →Goldman Sachs Group
The Goldman Sachs Group, Inc. stands as a leading company in Financial Services. Generating $59.40 billion in annual revenue (growing 15.2% year-over-year) and carrying a market capitalization of $252.91 billion, the company has cemented its position as a foundational player in the global Capital Markets landscape. Under the leadership of its leadership team, The Goldman Sachs Group, Inc. continues to execute on a multi-year strategic vision that…
Full Goldman Sachs Group analysis →SWOT Analysis Comparison
Strengths
Bank of America
- With a market capitalization of $363.74B, Bank of America Corporation is one of the largest companies in its sector, providing the scale advantages of brand recognition, supplier leverage, and capital
Goldman Sachs Group
- With a market capitalization of $252.91B, The Goldman Sachs Group, Inc. is one of the largest companies in its sector, providing the scale advantages of brand recognition, supplier leverage, and capit
- The Goldman Sachs Group, Inc.'s gross margin of 82.9% is well above industry averages, reflecting pricing power, operational efficiency, or a high-value product mix. The operating margin of 38.3% demo
- Revenue grew 15.2% year-over-year to $59.40B, indicating strong demand for The Goldman Sachs Group, Inc.'s products and services and outperformance relative to many industry peers.
Weaknesses
Bank of America
- With 213,000 employees globally, Bank of America Corporation faces inherent challenges in agility, decision-making speed, and maintaining a consistent culture across geographies — advantages that smal
Goldman Sachs Group
- With a debt-to-equity ratio of 596.1, The Goldman Sachs Group, Inc. carries significant debt relative to equity. While manageable given its cash flow, elevated leverage limits financial flexibility an
Opportunities
Bank of America
- Bank of America Corporation operates in the Banks - Diversified segment of the broader Financial Services sector, which represents a $26.5 trillion global financial services market by 2028. Even modes
- Emerging markets — particularly India (1.4B people, rapidly growing middle class), Southeast Asia (700M people), and Sub-Saharan Africa — represent significant untapped addressable markets for Bank of
- Earnings growth of 21.2% YoY demonstrates Bank of America Corporation's ability to convert revenue growth into shareholder value. Analysts project continued earnings expansion driven by operating leve
Goldman Sachs Group
- The Goldman Sachs Group, Inc. operates in the Capital Markets segment of the broader Financial Services sector, which represents a $26.5 trillion global financial services market by 2028. Even modest
- Emerging markets — particularly India (1.4B people, rapidly growing middle class), Southeast Asia (700M people), and Sub-Saharan Africa — represent significant untapped addressable markets for The Gol
- Earnings growth of 17.3% YoY demonstrates The Goldman Sachs Group, Inc.'s ability to convert revenue growth into shareholder value. Analysts project continued earnings expansion driven by operating le
Threats
Bank of America
- Global economic slowdowns, inflation, or rising interest rates can reduce consumer and enterprise spending. Bank of America Corporation's revenue is not fully insulated from macroeconomic cycles, and
- Increasing government regulation — particularly data privacy laws (GDPR, CCPA), antitrust enforcement, and trade restrictions — poses compliance costs and potential restrictions on Bank of America Cor
- Competition for skilled technology, engineering, and management talent remains intense. High employee turnover or inability to attract top talent could slow innovation and execution — particularly cri
Goldman Sachs Group
- Global economic slowdowns, inflation, or rising interest rates can reduce consumer and enterprise spending. The Goldman Sachs Group, Inc.'s revenue is not fully insulated from macroeconomic cycles, an
- Increasing government regulation — particularly data privacy laws (GDPR, CCPA), antitrust enforcement, and trade restrictions — poses compliance costs and potential restrictions on The Goldman Sachs G
- Competition for skilled technology, engineering, and management talent remains intense. High employee turnover or inability to attract top talent could slow innovation and execution — particularly cri
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Open Comparison ToolBank of America vs Goldman Sachs Group: FAQ
- Is Bank of America bigger than Goldman Sachs Group?
- By market capitalization, Bank of America is larger at $341.17B vs Goldman Sachs Group's $234.61B.
- Which has better profit margins — Bank of America or Goldman Sachs Group?
- Goldman Sachs Group has higher net profit margins (28.9%) compared to Bank of America (28.4%). Gross and operating margins are compared in the table above.
- What sectors do Bank of America and Goldman Sachs Group operate in?
- Bank of America operates in the Financial Services sector (Banks - Diversified). Goldman Sachs Group operates in the Financial Services sector (Capital Markets).
- How does Bank of America's revenue compare to Goldman Sachs Group's?
- Bank of America generates $107.42B in annual revenue (TTM) while Goldman Sachs Group generates $59.40B. Bank of America is the larger company by revenue as of 2026.